Hearing the breaking news first thing this morning that Bob Diamond was to fall on his [albeit platinum plated] sword made me wonder whether we’re witnessing some sort of tipping point for Britain’s banks. Despite the oft-quoted fact that a person is more likely to divorce than change their bank account, I can’t help wondering if the Co-operative Bank and our remaining building societies are dealing with a flurry of requests from customers who want to do just that. According to Move Your Money more than 10,000 people have moved accounts since March. This week’s events could accelerate that trend as people search for ethical safe harbour in a sea of scandals. If John Lewis opened a bank tomorrow they could probably clean up. It’s certainly something worth keeping an eye on for all the print providers to these financial institutions, whether scandal-struck or not. And per our recent look at the relatively new world of peer-to-peer lending, it wouldn’t be surprising if more businesses investigated this route. I’ve used it myself, via Zopa, and found the experience excellent. The advent of business specialists such as Funding Circle, ThinCats and MarketInvoice at least makes for some alternative options for business owners who prefer not to line the pockets of the Bob Diamonds of this world.